Who Pays?

Participants may be fully and personally liable for the cost of unauthorized services or services provided outside the Lutheran Senior LIFE program network. Lutheran Senior LIFE accepts Medicare, Medicaid or private payment. There are no out-of-pocket charges if participants qualify for Medicaid or both Medicare and Medicaid. Once signed up, Lutheran Senior LIFE will handle all paperwork and claims for participants and will guarantee that the cost will not vary based on the participants’ changing needs. Lutheran Senior LIFE does not discriminate in the delivery of services based on race, ethnicity, national origin, religion, sex, sexual orientation, age, mental or physical disabilities, or source of payment.